Compliance Officers Report

Hello Ladies & Gents,

To make sure you get paid for a credit card trip…
   In the last edition of Call Sign (page 25), the DaC Financial Controller, Warren Smith, explained the new procedures for authorising Credit Card trips and the importance of providing manual receipts, especially when the terminal fails to read the card. More and more passengers are opting to use Credit Cards, particularly on longer journeys and it is with this in mind that I would like to clarify the current procedures that are now in place. I would also like to follow on from his article and further clarify a number of points that will safeguard payment on these types of transactions.
   It is very important that you follow these procedures at all times, which in turn will guarantee payment on trips - especially street generated pick ups that are cleared for significant amounts. If the cardholder, or sometimes the card issuer, queries a transaction or feels it is incorrect, they may take the money back from Dial-a-Cab. This can result in the payment for a particular trip to be taken back from you, even up to a year later. This is known as a Chargeback and it has no time limit, so it is imperative that you keep all receipts in a safe place in case you are asked to bring the receipt in so that we can successfully defend the Chargeback.
   If you are unable to swipe the card at the beginning of the journey and are unable to provide a manual receipt and appropriate authorisation from the Contact Centre, do not under any circumstances accept the card. Often you may be able to key in the details, but this is not proof that the cardholder is present or that he / she has sufficient funds to make the payment. It could also be a stolen card. Don’t take the risk; ask for cash. It is a bitter pill to swallow when payment for a trip

Allan Evans
carried out in good faith, is clawed back at a later date.
   If you cannot swipe the card, then you must fill in a manual receipt and make a brass rubbing of the card, making sure that the embossed card number and details are clearly showing on your copy and that the signature matches that of the actual cardholder. You can then ring the Drivers Line and ask them to obtain a valid authorisation code (this can only be done if you have the correctly filled in receipt). Without a manual receipt, your request will be declined and you will be instructed not to accept the card.
   Even if you are given a Credit Card at the end of the journey, you must still follow these procedures before the passenger leaves your taxi. If the trip is generated through the system, we would again ask you to print the two receipts and keep the signed copy as proof that the cardholder was present on completion of the transaction.
   Please follow these important guidelines on all Credit Card trips that fail to swipe and where a Manual receipt is given:

   The card MUST be placed under the three copies and rubbed over with a pen or pencil so that the embossed card number and details clearly appear on the receipt.
  
Signature on receipt must match the signature on the card
   Expiry Dates must not be out of date
   Top copy is given to cardholder (white)
   The middle copy must then be handed into driver services for payment (yellow)
   The third copy is the your 
copy and must be kept for up to one year as proof of transaction (pink)

Weekend Working on E14
   Please be aware that from 15th August,
E14C and E14S no longer operated on Saturdays and Sundays. E14C and E14S are still open Monday to Friday 06:00 to 21:00. At all other times the work will be dispatched into E14, which remains as a physical zone.
   The changes have been made to assist drivers at weekends and to prevent them from being forced to sit on the E14C rank when the majority of street work comes from the underground station and Canada Square areas. This zone will be constantly monitored and it is important that you book in correctly at all times to avoid any procedure rule violations.

Displaying the Society logo…
   Finally, can I please remind you that any taxi reported as not displaying the Society logo is violating Procedure Rule No.18 ‘Not Displaying the Company Logo’ and without genuine reason, it may well result in a complaint. Only a small minority of members who joined prior to January 1996 and pay increased subscriptions, are exempt from this ruling. It is not surprising that taxis spotted picking up from various account addresses that have logos missing on one or both doors, are very often reported by those that do sport them. The rules are in place for a reason and after all, together with the cash booking number, it helps to promote our Society, which is surely a benefit to us all, particularly in this economic climate!

If you have any queries on the above please contact me on 0207 553 7222 or email at Allane@Dialacab.co.uk

Allan Evans
DaC Compliance Officer


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